Default having been made in the payment of the indebtedness secured by that certain mortgage executed on October 19, 2012 by Keri B. Briscoe, an unmarried woman, originally in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Traditions Bank, and recorded in MTG Book 1689 at Page 423 on October 22, 2012, in the Office of the Judge of Probate of Cullman County, Alabama, and secured indebtedness having been transferred or assigned to JPMorgan Chase Bank, N.A. as reflected by instrument recorded in Misc Book 305, Page 12 of the same Office. Shapiro and Ingle, L.L.P., as counsel for Mortgagee or Transferee and under and by virtue of power of sale contained in the said mortgage will, on January 29, 2018, sell at public outcry to the highest bidder in front of the main entrance of the Cullman County, Alabama, Courthouse in the City of Cullman, during the legal hours of sale, the following real estate situated in Cullman County, Alabama, to wit:

Lot Number 5 in Block Number 3 of Karter's Lakeview Subdivision Number 2 in the City of Cullman as recorded on the plat thereof in Map Book 2, Page 35 Probate Records of Cullman County, Alabama.

For informational purposes only, the property address is: 1560 Lakeview Dr Northwest, Cullman, AL 35055.

Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. Furthermore, the property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS. Neither the mortgagee, nor the officers, directors, attorneys, employees, agents or authorized representative of the mortgagee make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition, including those suggested by Code of Ala. (1975) § 35-4-271, expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. The successful bidder must tender a non-refundable deposit of Five Thousand Dollars and no/100 ($5,000.00) in certified or cash funds at the time and place of the sale. The balance of the purchase price must be paid in certified funds by close of business on the next business day thereafter at the Law Office of Shapiro and Ingle, LLP at the address indicated below. Shapiro and Ingle, LLP reserves the right to award the bid to the next highest bidder, or to reschedule the sale, should the highest bidder fail to timely tender the total amount due.

Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.

JPMorgan Chase Bank, N.A.,

and its successors and assigns

Mortgagee or Transferee


10130 Perimeter Parkway,

Suite 400

Charlotte, NC 28216

704-333-8107/ 15-007103

Attorneys for Mortgagee

or Transferee

The Cullman Times

December 27, 2017

January 3, 2018

January 10, 2018
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PostedDecember 27, 2017