• MORTGAGE FORECLOSURE SALE De...

MORTGAGE FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Shirley A. Mercer, an unmarried woman, originally in favor of Regions Bank dba Regions Mortgage, on the 28th day of December, 2012, said mortgage recorded in the Office of the Judge of Probate of St. Clair County, Alabama, in Mortgage Book 2013 Page 1015; the undersigned Regions Bank dba Regions Mortgage, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Pell City, St. Clair County, Alabama, on August 23, 2017, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in St. Clair County, Alabama, to-wit:

Commence at a Corner in place being 330.0 feet East of the Northwest Corner of the Northwest Quarter of the Northeast Quarter of Section 4, Township 17 South, Range 3 East, St. Clair County, Alabama, said corner being the Point of Beginning. From this beginning point proceed South 00 degrees 00 minutes East for a distance of 322.50 feet to a point on the Northerly boundary of Ginn Settlement Road; thence proceed South 50 degrees 19 minutes 14 seconds West along the Northerly boundary of said road for a distance of 133.61 feet to a point on the centerline of a driveway; thence proceed North 60 degrees 03 minutes 45 seconds West along the centerline of said driveway for a distance of 90.65 feet; thence proceed North 54 degrees 33 minutes 15 seconds West along the centerline of said driveway for a distance of 98.42 feet; thence proceed North 31 degrees 29 minutes 15 seconds West along the centerline of said driveway for a distance of 69.75 feet; thence proceed North 11 degrees 04 minutes 15 seconds West along the centerline of said driveway for a distance of 49.89 feet; thence proceed North 34 degrees 37 minutes 30 seconds East along the centerline of said driveway for a distance of 131.28 feet; thence proceed North 02 degrees 38 minutes 30 seconds West along the centerline of said driveway for a distance of 70.06 feet; thence proceed North 41 degrees 32 minutes 00 seconds West along the centerline of said driveway for a distance of 25.43 feet to a point on the North boundary of said Northwest Quarter of Northeast Quarter; thence proceed East along the North boundary of said 1/4-1/4 Section for a distance of 253.07 feet to the Point of Beginning, being a portion of the Northwest Quarter of the Northeast Quarter of Section 4, Township 17 South, Range 3 East, St. Clair County, Alabama, according to the Survey of R. Edward Gilliland, AL REG No. 15919, Dated April 5, 1990.

Property street address for informational purposes: 2735 Roberts Mill Pond Rd, Pell City, AL 35128

THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.

Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure.

The successful bidder must tender a non-refundable deposit of Five Thousand Dollars ($5,000.00) in certified funds made payable to Sirote&Permutt, P.C. at the time and place of the sale. The balance of the purchase price must be paid in certified funds by noon the next business day at the Law Office of Sirote&Permutt, P.C. at the address indicated below. Sirote&Permutt, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due.

The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.

This sale is subject to postponement or cancellation.

Regions Bank
dba Regions Mortgage,
Mortgagee/Transferee

Elizabeth Loefgren
SIROTE&PERMUTT, P.C.
P. O. Box 55727
Birmingham, AL 35255-5727
Attorney for Mortgagee/
Transferee
www.sirote.com/foreclosures
415908
July 13, 20 and 27, 2017
(225354) 7-27-17
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PostedJuly 13, 2017