• MORTGAGE FORECLOSURE SALE De...

MORTGAGE FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Charles Houston Smith, an unmarried person, originally in favor of Mortgage Electronic Registration Systems, Inc., as nominee for M&T Bank, on the 22nd day of January, 2007, said mortgage recorded in the Office of the Judge of Probate of St. Clair County, Alabama, in Mortgage Book 2007 Page 5145; the undersigned M&T Bank , as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Pell City, St. Clair County, Alabama, on October 25, 2017, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in St. Clair County, Alabama, to-wit:

Commence at the Northeast corner of the Northeast 1/4 of the Northeast 1/4 of Section 27, Township 17 South, Range 3 East; thence West along the North line of said quarter-quarter a distance of 1,125 feet to a stake and the point of beginning of the property herein described; thence 85 degrees to the left in a Southwesterly direction 570 feet to a stake; thence an interior angle of 43 degrees to the right in a Northeasterly direction for a distance of 200 feet to a stake; thence an interior angle of 119 degrees to the right in a Northwesterly direction 435 feet to the point of beginning; being a part of the Northeast Quarter of the Northeast Quarter of Section 27, Township 17 South, Range 3 East. Situated, lying, begin and located in St. Clair County, Alabama.

Property street address for informational purposes: 180 Max Smith Rd, Cropwell, AL 35054

THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.

Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure.

The successful bidder must tender a non-refundable deposit of Five Thousand Dollars ($5,000.00) in certified funds made payable to Sirote&Permutt, P.C. at the time and place of the sale. The balance of the purchase price must be paid in certified funds by noon the next business day at the Law Office of Sirote&Permutt, P.C. at the address indicated below. Sirote&Permutt, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due.

The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.

This sale is subject to postponement or cancellation.

M&T Bank,
Mortgagee/Transferee

Elizabeth Loefgren
SIROTE&PERMUTT, P.C.
P. O. Box 55727
Birmingham, AL 35255-5727
Attorney for Mortgagee/
Transferee
www.sirote.com/foreclosures
415291
September 7, 14 and 21, 2017
(226538) 9-21-17
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PostedSeptember 07, 2017