Default having been made in the payment of the indebtedness secured by that certain mortgage executed by DAVID GRANT GIBBS aka DAVID GIBBS and HEATHER LEE GIBBS, husband and wife, in favor of Cullman Savings Bank, on the 3rd day of March, 2016, said mortgage recorded in the Office of the Judge of Probate of Cullman County, Alabama, in Mortgage Book 1782, Page 512; the undersigned Cullman Savings Bank as Mortgagee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Cullman County, Alabama, on December 21, 2017, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Cullman County, Alabama, to-wit:

Lot 36 of Brindley Creek Estates Subdivision as shown and known according to the plat recorded at Map B-227A, B-227B of the Probate Records of Cullman County, Alabama.

This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate of the County where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The purchase price must be paid in certified funds by close of business on the date of sale at the Law Office of Bland, Harris & McClellan, P.C. at the address indicated below. Bland, Harris & McClellan, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. The Mortgagee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation.


By: Nancy F. McClellan,

Attorney for

Cullman Savings Bank

401 2nd Avenue SW

Cullman, Alabama 35055

(256) 734-4040

December 1, December 8 and December 15, 2017.
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PostedDecember 01, 2017